www.brandft.co.uk
10 February 2010 / Vol 10. Issue  2
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Welcome to “Maximise Your Potential”, the free monthly newsletter from Brand Financial Training. “Maximise your Potential” is for individuals studying for the CII's Certificate and Diploma level exams, in financial services and general insurance, who want to be kept up-to-date and discover how to get motivated and pass first time.

In This Issue
  • A Personal Message from Catriona
  • Featured Article :
    Learning Styles and You
  • Moving On – Climbing the Career Ladder
  • What's Around the Corner?
    IFS CeFA/CeMAP Module 1
  • Exam and Learning Resource Updates
  • We Recommend…
    CII CF1 Online Training Program
  • Quote of the Month
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A Personal Message from Catriona
 

It’s February already and the majority of you are working hard towards your next exam.  It also appears that the CII have been working hard towards updating many of their study texts in light of the pre-budget report at the end of 2009.  Read more in the ‘Exam and Learning Resource Updates’ section below.

This month our featured article talks about learning styles.  This article explains exactly why simply reading your study text isn’t enough for the majority of people to pass their exam!  It details why understanding your own individual learning style will make studying so much easier.

Finally, I wanted to mention a useful factsheet published by the FSA.  For those of you confused by the different dates required to achieve the Level 4 Diploma qualification in order to practice as a financial adviser– and it’s not December 2012 for everyone – then you need to read this FSA factsheet

http://www.fsa.gov.uk/smallfirms/your_firm_type/financial/pdf/FS055_rdr_pr.pdf


Catriona.

If you have any questions or comments, or any suggestions as to what can be included in this newsletter to help you maximise your potential and pass first time, please contact me directly at Catriona@BrandFT.co.uk  I would love to hear from you.

 
 
Featured Article
 

Learning Styles and You

 

This article is relevant to anybody who wants to further their career in the insurance and financial services industries.

When needing directions, do you prefer to be told the directions or have them written down?

Is it easier for you to learn a new recipe by reading it in a cookbook or cooking with someone while they teach you?

Teachers and professors have long known that every student learns differently.  A person’s individual way of learning is called his or her learning style.  There are seven different learning styles, and everyone can have tendencies or proclivities towards more than one style of learning.  By understanding your own learning style, you will increase the quality and ease of your studying.

Let’s first look at each of the 7 Learning Styles in order to gain a better understanding of each:

Visual (spatial)
Visual learners make up the vast majority of the population (about 65%).  Visual learners prefer to study using written notes, diagrams or pictures.  Image is everything to a visual learner.

Aural (auditory-musical)
The next largest group of learners are those who relate to the spoken word or sound.  Auditory learners will listen to a lecture, then write down their thoughts afterward.  Auditory learners will benefit from reading study notes aloud rather than simply looking at them.

Verbal (linguistic)
Verbal learners are another large portion of the overall population.  Verbal learners love words, their meaning and their sounds.  Verbal learners are good writers and speakers, and have poetic capabilities.

Kinesthetic (physical)
Kinesthetic learners are a very small part of the population. The kinesthetic learner prefers to be physically involved in learning, using your body, your hands and your sense of touch.  Being able to manipulate information is extremely useful (imagine children using counting blocks to learn a math lesson).

Logical (mathematical)
Logical learners prefer using logic, reasoning and process or systematic thinking.  Pattern recognition comes easily to you, and you work to make connections between and amongst information.

Social (interpersonal)
Social learners prefer to work in groups or pairs.  Information is more easily absorbed and retained for you when you have learned it in a cooperative learning environment.  Most people are either social or solitary learners, or there can be some things that you learn better with others, and other things you learn better on your own.

Solitary (intrapersonal)
Solitary learners prefer to work alone.  Solitary learners also tend to be good at self-motivation and managing learning tasks.

Once you know and understand your own learning style, it is easier to focus your studying in ways that will be most effective for you.  Perhaps your idea of studying has always been to sit at a desk or table, with your book and notes in front of you as you read and re-read the information.  For some visual, solitary learners, this may be a perfectly effective way to study and learn.  For an aural or social learner, this would be a waste of time.  Very little if any of the information will be retained, and you will be frustrated by the amount of time that you put into studying with nothing to show for it.

Many times if a person believes himself to be a very poor student, it is more likely that he has simply never been taught what is the best way for him to learn.  Understanding your learning style will make studying so much easier, and even pleasurable.

Not only that, but by using different methods of study, you will also be activating different parts of your brain, increasing your ability to retain and recall the information.  Doing the same thing every time you study lulls your brain into a sense of monotony and sort of trance.  Even visual learners will be able to think of a time when they have had to read over and over again the same page of notes or paragraph in a textbook.  By switching learning tactics, you will surprise your brain and improve your studying!

Below are some ideas for studying that rely on different styles of learning.  If you’re not sure what kind of learner you are, try all of the different tips to see which seem to work best.  Make note of the most effective techniques.  These are your personal learning styles.  If you already have a pretty good sense of what kind of learner you are, try to include other styles of learning tricks in an effort to energize your brain when it seems to zero out.

  • Visual learners should make use of graphic organizers, charts and maps.  Create your own by referring to your class notes and the text.
  • Aural learners benefit from associating certain music with their studies.  Choose music that you think somehow reflects the topics (making the connection would be something a logical learner would love to do as well), and then play them softly while you study. 
  • Verbal learners do well by taking notes and then reading them aloud (reading notes aloud also helps aural learners) either to themselves or to others (solitary or social learning style will affect which would be most helpful).
  • Physical learners do great with note cards or flashcards.  Being able to physically manipulate information will help you retain and visualise it better.
  • Logical learners should make diagrams of how information connects, or drawings of patterns found in the lesson material (also a great tool for visual learners).
  • Social learners will do well to try to find a study group or study buddy.  Even if the social interaction is part of an online community, social learners prefer to share ideas and bounce thoughts off of others.
  • Solitary learners often need to know how the information will affect or impact them as an individual.  Try to relate your material to yourself, your own actions and feelings.

There is a lot of information available online about learning styles.  There are even free online tests that you can take to help you determine what your learning style is. By learning what your individual learning style is, you will be able to study more effectively, saving you tons of time and frustration in the process. 

 

 
(c) Catriona Brand, Brand Financial Training, 2010
 

Do You Have An Article You Would Like Us To Publish In Our Newsletter?

We’re always interested in reading and publishing any articles that may be of use to our readers. They can relate to the financial services industry, the general insurance industry or to studying and exams in general. If you would like us to consider one of your articles for publication, please email it to catriona@brandft.co.uk

 
 
Moving On
 
Climbing the Career Ladder
 

Preparation and presentation are key to being successful in securing a new job. It’s true to say that everything you do is being judged by someone. Take time to prepare for phoning a recruiter, if they call you and catch you on the hop then diarise a time to take the call and prepare for that. All too often good candidates don’t get put forward because they come across badly on first contact. Candidates should present themselves as knowledgeable so researching a potential company prior to any introduction is also very important. All too often Clients are left wondering why someone was put in front of them as they know very little or nothing about their company. It’s a terrible cliché but very true, failure to plan is planning to fail!

RecruitUK – The independent specialist IFA recruiter. Ensuring the right people are in the right places for the right reasons.

More information can be found at www.recruitukltd.co.uk         


To discuss your recruitment needs in more detail please contact Terry Hall, directly at terry.hall@recruitukltd.co.uk

 
 
What's Around the Corner?
 
IFS CeFA/CeMAP Module 1 Mock Papers
 

As some of you know, we have been working on learning resources for IFS CeFA and CeMAP exams.  Our first release will be mock papers for CeFA/CeMAP Module 1, including a free taster set.  We’ll let you know as soon as they are available, but we can tell you at this point that we are aiming for the end of February.

 
 
Exam and Learning Resource Updates
 

Updates to our Learning Resources

Updates to all of our learning resources can be found at http://www.brandft.co.uk/updates.asp 
It is essential that you visit this page periodically to ensure that you have the most up-to-date information regarding your learning resources.  Please do not email us with any resource-related queries before checking this page.


CII Diploma in Financial Planning – J01, J02, J04 and J05 Updates

At the time of writing, we have received from the CII replacement pages for sections of the July 2009 study texts for J01, J02, J04 and J05.  You must ensure you have these updates or you will be studying from incorrect material.  As a result of the changes, we have reviewed our mock papers for J01 and J02 as well as the calculation workbook for J01.  No changes were required.  We are still in the process of reviewing the updates for J04 and J05 and hope to have them completed very soon.  As always, any updates to our learning resources can be found at http://www.brandft.co.uk/updates.asp   This will be updated as soon as our reviews are complete.

If you do not have the up-to-date CII study text, we recommend you speak to the CII to obtain the updated version. 

 
 
We Recommend...
 
CII CF1 Online Training Program
 

Our online training program for CII CF1 provides a step-by-step plan for getting from A (that huge CII study text) to B (passing the exam). 

This online training program is like having a front-row seat at a motivating and interesting course at whatever location suits you (minus the expense of travelling time and costs). That means anytime you're ready you can logon to the online course and complete it at your convenience. Whatever fits your schedule. Spend a little time each night, during your lunch hours or on the weekends working on YOUR exam success. The online training program puts you in control of your learning experience as and when it suits you.

We map out your learning for you through a set of 10 Modules.  Each Module focuses on an aspect of the CF1 exam syllabus.  It’s not just a bunch of slides that you go through (how boring!).  You get a mixture of audio, video, graphics, calculations and quizzes to teach you difficult concepts in a new and interesting way.  Not only that, we also give you a workbook for each module containing an action plan, checklist, handouts and quizzes.  You are walked through the entire 10 Module course, so you'll know WHAT to do, WHEN to do it and HOW to do it.
From learning about asset classes, finding out about different types of product, discovering how to do those difficult tax calculations and more, Pass CF1 First Time guides you through the CF1 minefield and helps you truly understand the content of CF1. It's the next best thing to having me personally coach you through the studying process.

Find out more at http://www.brandft.co.uk/cf/cf1otp.asp

Here’s what some of our customers have said:

"…With the help of this online training program I have a clear and structured study plan, which helps guide me to the most important information to learn rather than waste my time on all the ‘padding’ that fills the course material.  I have found it much easier to just log in and do the training as and when time allows... the bits where you talk through the calculations are very good and it's as good as classroom training and feels like I'm getting one to one support.  Overall I am very impressed and would definitely recommend it to anyone..."
E.P., Newport
"I found the CF1 online training program extremely useful to my studies.  I already had a basic grasp of some of the CF1 text syllabus but the online training program allowed me to benefit from a fresh new outlook.  The tax and interest calculations are extremely useful."
Paul Garvin, Mortgage Administrator, HMC, Hamilton Scotland

Discover more at http://www.brandft.co.uk/cf/cf1otp.asp

 
 
Quote of the Month
 

“I could go on holiday with the amount of money I’ve had to pay the CII for exam
re-sits!”

CII Diploma in Financial Planning Student (who wishes to remain anonymous). 

Now a happy customer of Brand Financial Training

 

 

See you next time.

Catriona Brand

www.BrandFT.co.uk

 
 
Please share this newsletter with anybody you think might find it useful.  Thank you!
 

“Maximise Your Potential” is the newsletter of Brand Financial Training.  It is written by Catriona Brand and www.BrandFT.co.uk   If you have any questions or comments,

please send them to: Enquiries@BrandFT.co.uk

 

This newsletter is based on research.  It does not constitute financial advice.  Any information should be considered in regard to specific circumstances.  All information is followed at your own risk and should be followed up with your own research.

Design and Content Copyright (c) 2010 Brand Financial Training. All Rights Reserved.

www.brandft.co.uk - Email. enquiries@brandft.co.uk - Tel. 0845 680 1682