J05 : Pension income options
The CII's J05 exam forms part of the Diploma in Financial Planning. It is a
2-hour short answer question paper consisting of 15 questions, with a nominal pass mark of 55%.
The exam syllabus covers rules applying to retirement benefits when they are crystallised; the features, tax treatment and risks of the secured pension option, of the unsecured pension option, of phased retirement and of the alternatively secured pension; critical yield and how it relates to income withdrawal; benefits available due to ill health; state retirement benefits; and issues relating to pension advice.
We provide learning resources and materials for the J05 exam listed below. Simply click on any item you are interested in to find out further information.
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Free J05 mock questions plus 3 full sets of 15 questions each to purchase. Our answers include cross references to the CII study text. These are written by Brand Financial Training in the same style as the CII's papers, but they are not duplicates of the CII's mock papers. |
"I passed my exam first time and I know I wouldn't have done it without the help of Brand Financial Training - the sets of mock questions are very similar to the type you will get in the exam, and my pass mark was consistent with the results I got in the mock papers." Sarah Crump, DFM Administrator, Atkinson Bolton Consulting Ltd (talking about the CF1 mock papers) |
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Focussing on the calculations within the exam, the calcluation workbook provides nearly 40 pages of calculation questions and provides full step-by-step answers and learning points covering the J05 syllabus. |
"The calculation workbook is excellent. It very clearly sets out the formulas and workings to reach the answers, effectively, making understanding of these much more possible, and is very helpful in the process of also remembering the formulas." Maggie Gallen, Margetts Wealth Management Ltd, Coventry (talking about the CF2 calculation workbook) |
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